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When the time comes to get a new vehicle, many folks don’t even consider leasing as an option—but they should. Not only does leasing come with a surprising number of potential benefits, at Ed Morse Ford Muscatine, we have some of the best lease offers in the Quad Cities area, and we make the process easy with our lease return program. Whether you’re looking for an economical SUV like the Ford Escape, a rugged off-roader like the Ford Bronco, or a sturdy, dependable truck like the Ford F-150, we have tons of ways to save on a model of your choosing. Check out our new vehicle specials and regional offers to find the best Ford lease deals, plus other offers like low APR financing and more. more Benefits of Our Ford Lease Deals near West Liberty Most people choose to finance a vehicle when they want their next car, but consider this: in the lease vs. finance debate, leasing can be an attractive option for a number of shoppers. Here are just a few available advantages of leasing your next Ford. Lower monthly payments: Because you’re not financing the whole value of the car, you likely won’t have to pay as much per month as you would on a traditional auto loan. Drive a nicer ride: Since your monthly payments tend to be lower, you may be able to spring for a more expensive trim with more luxury features or a more powerful engine. Enjoy a new vehicle with the latest features: Generally speaking, only newer vehicles are eligible for lease, which means you can take advantage of all the latest tech, comfort, and safety amenities. Minimal repair costs: Because you’ll be driving a new vehicle, it’ll be covered under the factory warranty, which will include most major repairs and may even include some complimentary maintenance. Potential tax deductions: Business owners using a Ford truck for work may be able to write off vehicle costs and save a truckload of money. Easy return policy: Once your lease term is up, simply drop the vehicle off at our Ford dealership in Muscatine, easy peasy. Contact Our Ford Lease Experts near West Liberty Do you have questions about the leasing process or how to find the best ways to save money on a new vehicle? We’re here to help. Visit our Ford showroom located at 3205 N. Highway 61 in Muscatine, IA to speak with our lease and auto finance professionals. Or, feel free to contact us online or call us at 563-272-0815.

Before you keep searching for Ford lease deals near Wilton, it’s best to understand what a lease entails to make sure it’s the right move for you. Leasing a Ford car, truck, or SUV has its perks, no doubt, but there are a few things you should be aware of when you go to sign on the dotted line. With all of that out of the way, let’s dive into the pros and cons of leasing so you can prepare to guarantee you get the best Ford lease offers near Muscatine, IA. more The Benefits of Leasing a Ford We’ll roll two benefits into one (since they’re related) to kick things off. When you lease a car, you’ll likely notice that the monthly payment is lower than if you financed the same vehicle. With that in mind, you can often lease a higher trim (a version of the vehicle with more/better features, such as a larger infotainment system, stronger engine, sunroof, etc.) without breaking your budget. In short: your monthly payments are more valuable when you lease a car. On the other end of the spectrum, you could choose a basic trim of the vehicle to keep your monthly payments lower. Couple that with many leases don’t require a down payment (as they do when financing a vehicle), or if they do require a down payment, it’s much smaller than the financing route; you can save big time on a new vehicle. Speaking of new vehicles, one of the biggest perks of leasing a Ford vehicle is that every few years, you’ll always have a new car to drive. Most leasing contracts last around three years (36 months is what you’ll likely see or hear), so every three years, you have the option to lease a new vehicle. If you continue to lease, you’ll always have the latest upgrades to specs, features, and comforts, rather than driving the same vehicle for years as you pay off the auto financing loan. Another benefit to this is you never need to worry about selling or trading in your vehicle. Since you’re only effectively renting the vehicle, depreciation has no effect on you like it would if you purchased and financed a vehicle. Once your contract is up, you simply drop it off at our Muscatine Ford dealership and choose your next car. Lastly, you’ll have peace of mind throughout your lease, thanks to the manufacturer’s warranty that comes with new vehicles. Since no one has driven the vehicle before you, everything is fresh and working as intended, meaning major wear and tear is many years off, long beyond when you will have to return it at the end of your contract. However, if anything should happen, you’re covered under the warranty. If you find you’ve fallen in love with the car, you have the option to purchase the vehicle after your contract is up to pay off the remaining value. The Drawbacks of Leasing a Ford Since you’re only ever renting a vehicle, you don’t have any ownership over it; therefore, you won’t build equity. For some, this isn’t a major drawback. It is, however, something everyone should be aware of. Additionally, since you don’t own the vehicle, you can’t customize it how you’d like once you drive off the lot. What you have for options in terms of trims when choosing your next lease at the dealership are the features you’ll have to live with for the length of your contract. A new color? Unfortunately, that’s off the table. You’ll also need to pay attention to how much you drive the vehicle. Leases come with mileage limits in the contract. If you exceed your mileage limit, you’ll face some hefty fees at the close of your contract. Therefore, we wouldn’t recommend long road trips if you plan to lease. While the warranty protects your vehicle, you’ll still need to perform routine maintenance. Leases have clauses that state that you need to return the vehicle in good condition, so you’ll need to stay on top of bringing it to a service center regularly for oil changes, tire rotations, and the like. Fortunately, in some cases, routine maintenance may be covered in your lease. Be sure to ask the sales rep when you head to the Ford dealership in Muscatine. Be aware that when you sign your contract, there are fees if you need to break the lease early. This is a standard clause, but one to note before signing. If you think you may need to break your lease early, you should consider financing your vehicle so you can sell it or trade it in later. Lastly, while leases offer lower monthly payments to help you save, over time, you may end up paying more for multiple leases in monthly payments than you would if you chose to finance a new vehicle and continue to own and operate it. If you have any questions about how much it may cost to lease or finance a Ford vehicle, speak with the experts at our finance center for more information. They’ll be happy to help you crunch the numbers to find the right move for your wallet. Where to Find the Best Ford Lease Offers Near Wilton Searching for the best Ford lease deals near Wilton will lead you to the same place: Ed Morse Ford in Muscatine. Our team is dedicated to helping you find the right vehicle for your needs and budget with ease, every step of the way. Contact us today to get started or to schedule a test drive of our next Ford car, truck, or SUV.

So, you’re in the market for a new Ford car, truck, or SUV, but you’re not sure whether to lease it or finance it. We’ve talked a bit about the basics of financing vs. leasing, but some shoppers still don’t understand the finer points, and many don’t even consider it as an option. So, we figured we’d go a bit deeper and fully explain the pros and cons of leasing, as well as how to find the best Ford lease offers near Davenport, IA. Let’s get into it. more Basics of Leasing a Car First, let’s take a second to talk about what a car lease entails. Basically, it’s similar to renting a home—when you lease a car, you can think of it as a long-term rental, typically lasting two to three years. Your monthly payments are determined by the expected drop in value over the lease term. For instance, if a car has a price tag of $20,000 at the beginning of the lease, and it’s expected to be worth $15,000 by the end of the lease, you’ll pay a total of $5,000 over the course of the lease to cover the depreciation. For the average 36-month term, that works out to about $139 a month. The math is slightly more complicated with varying interest rates and fees associated with leasing, but that’s the gist. After your lease ends, you simply return the car to the dealership, and the deal is done. You can choose to lease another car, finance your next vehicle, or, in some cases, you may even be able to buy your lease out (more on that in a moment). Benefits of Leasing a Car Lower monthly payments: This is generally seen as one of the major upsides of leasing a car. In our simplified example above, the customer would only be paying $139 a month. This is because lease payments are calculated based on the expected loss of value over a couple of years, i.e., its depreciation, instead of financing the vehicle’s entire value. Drive a new vehicle for less money: Often, dealerships don’t offer leases on used cars; at most, a vehicle may have a few thousand on the odometer, but it’ll essentially be brand-new. This allows you to drive a much nicer car for a lower monthly payment compared to traditional financing. Enjoy the newest features: Because you’ll be driving a new car, you’ll be able to enjoy the latest infotainment, comfort, and safety features. The lower payment can also allow you to budget for a nicer trim, which gives you even more opportunity to spring for the high-end amenities. New car warranty coverage: Leases are generally covered under the new car warranty, which means if anything goes wrong, it’ll likely be taken care of at no cost. It may also include additional perks like roadside assistance, trial subscriptions, and complimentary maintenance. No hassle: You’ll never have to worry about selling the car or negotiating its trade-in value because the amount is set up front. When the lease ends, just drop it off at the dealership. Lease-end buyout potential: Many folks don’t like the idea of leasing because of the lack of ownership, but that’s not always the case. You may have the option to finance the car at the end of the lease, and this can be especially advantageous if the lessee overestimated the car’s rate of depreciation, which could allow you to buy it for under market value. Tax breaks for businesses: Let’s say you have a business, and you need a new Ford truck. Leasing can give you significant tax advantages compared to financing. Downsides of Leasing a Car Lack of ownership: If your lease agreement doesn’t have a lease-end buyout option, you’ll never truly own the vehicle, which means you don’t build any equity. Mileage and condition restrictions: A lease agreement will usually have some sort of stipulation on how many miles you can drive over the course of the lease, and this may not work for people who drive more than average. You’ll also need to return the car with minimal wear and tear. Break either of these rules, and you’ll have to pay extra. A binding contract: Lease agreements tend to be pretty airtight, which means you may not have an option to end the lease early. If you do need to terminate it prematurely, you may have to pay a hefty sum. Find the Best Ford Lease Deals near Davenport, IA Hopefully, this quick leasing guide will help you make an informed decision on the best option for you, but if you still have questions about the process of leasing a new Ford truck, our team at Ed Morse Ford Muscatine is at your beck and call with expert guidance. Simply speak with the team in our finance department, and we’ll help you determine whether a lease is the right choice for your next new car. Contact our team online or call us at 563-272-0815 to learn about our new vehicle specials and exclusive Ford lease deals so you can enjoy the lowest monthly payment possible.